Tag: home

If you own a home, it’s important to have home insurance. Home insurance provides essential coverage that can help you rebuild or repair your home after a covered event occurs.

The professionals at M & M Insurance Group servicing Chesterland, OH, are here to help you find the best home insurance for your property. As an independent insurance agency, we work with many carriers to help homeowners compare and select coverage that’s right for them.

If you have home insurance, you may have considered making a home inventory. Understanding what a home inventory is and its benefits is crucial in the event of a claim. 

What Is a Home Inventory?

A home inventory is a list of everything you own. Home inventories usually include information like purchase price, year of purchase, brand, and model number.

Some people use a spreadsheet to create their home inventory, while others download an app. If you don’t have a home inventory but want to make one quickly, you can also make a video of your home’s interior, focusing on items you own. Keep your home inventory in a secure location that’s easily accessible outside of your home, such as cloud storage, so you can get to it after a disaster.

Am I Required to Keep a Home Inventory?

Some homeowners are required by their home insurance company to keep a home inventory; others are not. Even if you’re not required to keep a home inventory, it’s still a good idea to make one. 

What Are the Benefits of a Home Inventory?

Having a home inventory can make recovering after a disaster easier and faster. It’s hard to remember everything you own. Having a home inventory can help you replace items that you need if a disaster has destroyed your belongings. 

Need Home Insurance? Contact Us

If you need home insurance or want to review your existing home policy, the professionals at M & M Insurance Group, servicing Chesterland, OH, are here to help. Call to speak with one of our knowledgeable insurance professionals.