Tag: commercial insurance

Owning a brick-and-mortar business brings with it the potential for physical damage to the property by a third party. In other words, if a customer or unexpected event damages your building, merchandise, or furnishings used for the business, commercial insurance will cover the damage. At M & M Insurance Group in Chesterland, OH, we can help you get the right commercial insurance policy that provides the appropriate coverage for third-party damage done to your business.

What Types of Physical Damage are Covered by a Commercial Insurance Policy?

A typical commercial insurance policy covers physical damage that’s been done to your building through various means. Some of the covered events include:

• Broken windows
• Fire damage
• Water damage from broken plumbing
• Vandalism and looting
• Roof damage

A commercial insurance policy covers these and other events that cause physical damage to your property. Usually, the damage has to be accidental or caused by an individual who’s not connected to your business in any way.

Why Your Business Needs a Commercial Insurance Policy

The costs resulting from damage or theft can add up quickly, and if you don’t have a commercial insurance policy, you have to pay out of your pocket. Having a policy means you get the support you need to resolve the issue. In the meantime, you can focus on running your business and spend less time working on recovery because your insurer provides you with recovery assistance.

Contact Us Today to Get More Information About Protecting Your Business

At M & M Insurance Group in Chesterland, OH, we offer commercial insurance policies that protect your business against damage from a third party or unforeseen event. Call us today to speak to an agent about your options, and let us get you a comprehensive policy that covers just about every contingency your business might encounter.