Month: November 2025

You can customize your auto insurance to make it fit what you want and need. The state of Ohio mandates that you carry liability coverage to protect other drivers from you. Most of the rest of what you choose to cover is up to you. At M & M Insurance Group, serving Chesterland, OH, our job as independent insurance agents is to help you to decide what add-ons, if any, you need to make your policy the perfect fit. 

Collision and Comprehensive

Collision and comprehensive are generally required coverage only if you have an auto loan or are leasing your vehicle. However, if you rely on your vehicle to get to work or to go about the activities of daily life, you may want to consider keeping this coverage. It will help you repair or replace your vehicle in the event you are responsible for an accident.  

Gap Coverage

If you have a new vehicle and an auto loan, you may need gap coverage to fill in the difference. As soon as your vehicle leaves the showroom, it loses value, and you could end up owing more than what the insurance company will pay you for the vehicle. 

Full Glass Coverage

Glass coverage is covered under comprehensive coverage. With that insurance, there is a deductible. If you have full glass coverage, you won’t have to pay a deductible. 

Rental Car Coverage

Rental car coverage allows you to have a rental vehicle while your vehicle is being repaired or replaced after an accident you are responsible for. 

Roadside Service

Roadside service gives you a very similar array of coverage that compares to what is offered by the well-known auto club coverage but at a lower price. 

If you live in or near Chesterland, OH, contact our team at M & M Insurance Group for all your auto insurance needs.