Month: July 2025

Creating a home that fits your lifestyle is always rewarding. However, as a property owner, you must ensure the safety of others who visit your property—even those who may enter without your permission. An attractive nuisance is a feature on your property that could entice others, especially children, into potentially dangerous situations.

At M & M Insurance Group, we can help you purchase home insurance in Chesterland, OH, that accounts for these nuisances and provides guidance on minimizing associated risks.

What Are Attractive Nuisances?

Attractive nuisances are visible features on your property that may tempt children or others to use them unsupervised. Common examples include:

• Swimming pools
• Trampolines
• Playgrounds
• Playsets
• Abandoned or neglected structures
• Construction sites

How Can Attractive Nuisances Impact Insurance Rates?

These features are critical factors in determining your home’s risk level. If you plan to add any of these features, it’s important to inform your insurance provider. Additionally, taking steps to minimize risks—such as installing fencing to restrict access—can help reduce liability.

Homes with attractive nuisances may have slightly higher insurance rates. However, demonstrating risk mitigation efforts, like secure fencing, can help keep rate increases manageable. Most importantly, you must notify your insurance company about these features to ensure proper coverage.

How We Can Help

At M & M Insurance Group, we provide hands-on support to help you protect your property. Contact us for home insurance in Chesterland, OH, that safeguards you financially from the risks associated with attractive nuisances.